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Setpoint provides critical infrastructure for relationships between the world’s largest banks, credit funds and capital markets counterparties. We’re building trust in this system of credit.</p>\n<p>We are looking for a Senior Full Stack Engineer to join our team and play a pivotal role in shaping the future of DataOS. DataOS is the operating system for data and documents in asset-backed lending, a $5 trillion market ripe for modernization. Our platform helps standardize, verify, and store critical data and documents in a central repository serving both borrowers and lenders.</p>\n<p>As a Senior Full Stack Engineer, you will own end-to-end development of high-impact features across the stack, from design through launch. You’ll work on client-facing, mission-critical functionality, including AI-driven features that accelerate document review, streamline data verification, and ensure data integrity.</p>\n<h3>Who will love this job:</h3>\n<ul>\n<li>Owners – You thrive when given autonomy, cutting through ambiguity and driving results without waiting for detailed requirements.</li>\n<li>Doers – You move fast, experiment, and ship great products that solve real-world problems.</li>\n<li>Product-Focused Engineers – You obsess over the user experience and build with empathy.</li>\n<li>Thought Partners – You’re curious, ask clarifying questions, and collaborate closely with Product and business leaders.</li>\n</ul>\n<h3>What you’ll do:</h3>\n<ul>\n<li>Build systems that streamline the parsing, standardization, and movement of complex financial data.</li>\n<li>Deliver client-facing and high-impact features, including responsible use of AI/LLM technologies to automate workflows while maintaining quality and compliance.</li>\n<li>Collaborate closely with Product, Finance, and Leadership to shape our roadmap, working directly with your Tech Lead and having access to the C-Suite.</li>\n<li>Invest in internal user experience: build and refine tooling that keeps the team productive and velocity high.</li>\n<li>Partner with cross-functional teams to clarify scope, validate client expectations, and ensure impactful delivery.</li>\n</ul>\n<h3>You should have:</h3>\n<ul>\n<li>5+ years of full-stack software engineering experience with a proven track record of delivering production systems.</li>\n<li>Expertise in our modern tech stack, or similar: Python/Flask, TypeScript/React, Tailwind CSS, Data Warehouses, and tools for data and AI.</li>\n<li>Experience participating in a rotating on-call shift, with the ability to investigate, triage, and resolve immediate production issues.</li>\n<li>A strong ownership mindset – you take responsibility for end-to-end initiatives and see them through to completion.</li>\n<li>Demonstrated ability to rapidly prototype and iterate based on tight feedback loops.</li>\n<li>Comfort operating in ambiguous, high-autonomy environments while driving clarity and progress.</li>\n<li>Curiosity and practical experience with AI and LLM technologies, with a focus on their responsible use in production systems.</li>\n<li>Excellent communication skills – you ask the right questions, align stakeholders, and make complex ideas clear.</li>\n<li>A collaborative approach – you work effectively with teammates, welcome feedback, and contribute to team success.</li>\n<li>Strong Database / Data Warehouse / Data Integrity experience is a plus – focus on auditability and version control/change tracking for critical datasets.</li>\n</ul>\n<h3>About Setpoint:</h3>\n<p>Setpoint provides purpose-built capital and technology to asset-backed borrowers and lenders. Our platform is the funding operating system for originators: it verifies and stores documents; automates critical calculations and compliance reporting; and digitizes assets like homes or cars. Setpoint’s technology makes warehouse transactions instant and error free.</p>\n<p>In August 2024, Setpoint announced the successful completion of its $31 million Series B funding round. 645 Ventures led the round, with significant strategic investments from Citi and Wells Fargo, alongside Andreessen Horowitz, NextView Ventures, Floating Point, Henry Kravis, Zillow founder’s 75 &amp; Sunny, Vesta Ventures, Fifth Wall, Eltura Ventures, and Outrunner Capital.</p>\n<p>We offer a comprehensive benefits package that includes competitive salaries, stock options, medical, dental, and vision coverage, 401(k), short term and long term disability coverage, and flexible vacation. We have offices in Austin, TX, New York City, NY, and Salt Lake City, UT with hybrid roles based in these locations and an expectation of two days a week in office (Tuesdays and Thursdays).</p>","enriched_at":1788901596377},{"id":"job_2b375d48-a89","title":"Implementation Manager","source_url":"https://job-boards.greenhouse.io/setpoint/jobs/5200754007","location":"Austin, TX","job_type":"full-time","experience_level":"senior","work_arrangement":"hybrid","category":"Operations","description":"<p>We are seeking an Implementation Manager to join our team! As an Implementation Manager, you will make a significant impact by partnering with multiple functions across the organization. You will collaborate with internal and external stakeholders, lead project management efforts for multiple customer implementations, and ensure clear communication and strong relationships.</p>\n<p>The ideal candidate is highly organized, a clear written and verbal communicator, and proactively identifies and acts on opportunities to improve the way we work. You will report directly to the Director of Capital Solutions.</p>\n<p>Responsibilities:</p>\n<ul>\n<li>Client Management: Lead project management efforts for multiple customer implementations, ensuring clear communication and strong relationships with internal and external stakeholders.</li>\n<li>Implementation Oversight: Collaborate with clients and internal stakeholders to assess project scope, establish delivery milestones, and find and resolve ambiguity before it impacts the project.</li>\n<li>Workflow Optimization: Analyze current implementation processes and workflows to identify opportunities for improvement.</li>\n</ul>\n<p>Requirements:</p>\n<ul>\n<li>5+ years of experience in consulting, strategy, banking, enterprise technology, or a related client-facing role.</li>\n<li>Strong project management skills and the ability to manage multiple complex projects simultaneously.</li>\n<li>Excellent problem-solving abilities with a customer-centric mindset.</li>\n<li>Exceptional communication and interpersonal skills, with the ability to build trust across all levels of internal and external stakeholders.</li>\n<li>Flexibility and adaptability to navigate change and ambiguity in a fast-paced, dynamic environment, adjusting plans as needed to meet evolving client needs.</li>\n</ul>\n<p>About Setpoint: Setpoint provides purpose-built capital and technology to asset-backed borrowers and lenders. Our platform verifies and stores documents, automates critical calculations and compliance reporting, and digitizes assets.</p>\n<p>Benefits:</p>\n<ul>\n<li>Competitive salaries</li>\n<li>Stock options</li>\n<li>Medical, dental, and vision coverage</li>\n<li>401(k)</li>\n<li>Short-term and long-term disability coverage</li>\n<li>Flexible vacation</li>\n</ul>\n<p>Compensation: $120,000 - $150,000 dependent on multiple factors, which may include the successful candidate&#39;s skills, experience, and other qualifications.</p>","enriched_at":1785549987082},{"id":"job_4e9df2b7-4ba","title":"Analyst, Diligence","source_url":"https://job-boards.greenhouse.io/setpoint/jobs/5181469007","location":"Salt Lake City","job_type":"full-time","experience_level":"mid","work_arrangement":"hybrid","category":"Finance","description":"<p>Setpoint is seeking an Analyst to join its Diligence team. The successful candidate will play a crucial role in translating complex lending guidelines into programmatic review frameworks.</p>\n<p>Responsibilities:</p>\n<ul>\n<li>Transform originator underwriting guidelines into programmatic review templates using advanced Excel modeling</li>\n<li>Design and maintain automated validation systems for client-specific lending criteria</li>\n<li>Collaborate with engineering and product teams to integrate guidelines into Setpoint&#39;s platform</li>\n<li>Support rated and non-rated securitization reporting initiatives</li>\n<li>Create and update reports for portfolio analysis and client reviews</li>\n<li>Work directly with clients to implement guideline updates and maintain accuracy</li>\n</ul>\n<p>Requirements:</p>\n<ul>\n<li>2-4 years of relevant experience in financial services or related field</li>\n<li>Expert-level Excel skills with demonstrated ability to create complex models</li>\n<li>Strong analytical mindset and proven problem-solving abilities</li>\n<li>Experience with data analysis and reporting</li>\n<li>Ability to work independently while collaborating effectively across teams</li>\n<li>A bias toward action, including the ability to push projects forward with minimal supervision, and bring an ownership mentality to their work</li>\n<li>Willingness to work from our South Jordan office</li>\n</ul>\n<p>Benefits:</p>\n<ul>\n<li>Competitive salaries</li>\n<li>Stock options</li>\n<li>Medical, dental and vision coverage</li>\n<li>401k</li>\n<li>Disability coverage</li>\n<li>Flexible vacation</li>\n</ul>","enriched_at":1783519670848},{"id":"job_73dcf8c0-e90","title":"Software Engineer (Implementations)","source_url":"https://job-boards.greenhouse.io/setpoint/jobs/4421727007","location":"Austin, TX (Hybrid)","job_type":"full-time","experience_level":"mid","work_arrangement":"hybrid","category":"Engineering","description":"<h3>About the role</h3>\n<p>We&#39;re building trust in the system of credit by providing critical infrastructure for relationships between the world&#39;s largest banks, credit funds, and capital markets counterparties. As a Software Engineer (Implementations), you&#39;ll have a big impact and partner with multiple functions across the organisation.</p>\n<h3>Responsibilities</h3>\n<ul>\n<li>Own customer onboarding: We understand customer needs and own the technical onboarding process for new customers, ensuring they&#39;re accurately integrated into our system.</li>\n<li>Process improvement: Develop best practices and continuously identify areas of the onboarding process that can be improved to increase efficiency and customer satisfaction.</li>\n<li>Project management: Coordinate and manage multiple onboarding projects simultaneously, ensuring timely completion and customer satisfaction.</li>\n<li>Work with a modern tech stack: We use Python/Flask, NextJS/React, and Tailwind CSS.</li>\n</ul>\n<h3>Benefits</h3>\n<p>We offer a comprehensive benefits package that includes competitive salaries, stock options, medical, dental, and vision coverage, 401(k), short-term and long-term disability coverage, and flexible vacation.</p>\n<h3>Requirements</h3>\n<ul>\n<li>3+ years of experience as a backend software engineer (Python experience preferred).</li>\n<li>Embraces rapid prototyping with a tight customer-feedback loop.</li>\n<li>Interest in taking ownership of major initiatives.</li>\n<li>Team player with the ability to effectively communicate and collaborate across multiple teams.</li>\n<li>Excited to learn and receive feedback from other team members.</li>\n</ul>","enriched_at":1776527636077},{"id":"job_3e12d6b2-155","title":"Capital Solutions Manager (Data OS, Insight OS)","source_url":"https://job-boards.greenhouse.io/setpoint/jobs/5106278007","location":"Austin or New York (Hybrid)","job_type":"full-time","experience_level":"mid","work_arrangement":"hybrid","category":"Finance","description":"<p>Behind many of life&#39;s most important transactions , buying a house, applying for a mortgage, getting a small business loan, or refinancing a credit card , is a network of credit relationships. Setpoint provides critical operational infrastructure for relationships between the world&#39;s largest banks, credit funds and capital markets counterparties. We&#39;re building trust in this system of credit.</p>\n<p>We&#39;re looking for a Capital Solutions Manager to join our team and serve as the bridge between our clients and our engineering organisation. You&#39;ll take ownership of live client portfolios across Data OS and Insight OS, our data management and analytics platforms.</p>\n<p>This isn&#39;t a back-office analytics role. You&#39;ll be client-facing from day one, owning deal relationships, translating complex structured finance requirements into engineering specs, and ensuring that every dashboard, data pipeline, and export meets institutional-grade standards.</p>\n<p>This is an opportunity to be an early owner of a fast-growing product lines (Data OS and Insight OS) at a fast-growing platform. You&#39;ll be a co-owner of creating tech solutions for lenders and borrowers in asset backed credit. We have a strong ethos of promoting from within, and you&#39;ll be given ample opportunities for career development and advancement.</p>\n<h4>Responsibilities</h4>\n<ul>\n<li>Own client portfolios end-to-end. Serve as the primary point of contact for assigned clients across Data OS and Insight OS , managing onboarding, success, and supporting growth.</li>\n</ul>\n<ul>\n<li>Translate our customer&#39;s structured finance needs for Engineering. Act as the bridge between our clients and our product/engineering organisation for Data OS and Insight OS. Define what needs to be built, flag what may be custom work, write the specs, review the output, and validate that dashboards and data pipelines match analytical intent.</li>\n</ul>\n<ul>\n<li>Own the accuracy of Setpoint&#39;s data layer across your assigned portfolio. Lead data quality assessments on incoming loan tapes and client deliverables , identifying anomalies, missing fields, and population gaps before they reach production.</li>\n</ul>\n<ul>\n<li>Supervise offshore implementation resources. Directly manage a team of offshore analysts supporting data ingestion, validation, and reporting workflows. Set priorities, review work product, and ensure delivery standards are met.</li>\n</ul>\n<ul>\n<li>Leverage AI-powered workflows and internal tooling. Use and help refine our internal AI-assisted deal workflows , from automated data quality checks to metric design and schema mapping , to accelerate delivery and improve consistency across client portfolios.</li>\n</ul>\n<ul>\n<li>Make us better. Contribute to product priorities, onboarding playbooks, sector templates, and process documentation that make our delivery engine repeatable as the portfolio grows.</li>\n</ul>\n<h4>Requirements</h4>\n<ul>\n<li>3–6 years in private credit, asset-backed lending, or structured finance. You&#39;ve worked with loan tapes, servicer reports, borrowing base certificates, or compliance packages , not just in theory, but hands-on. Experience across multiple asset classes (consumer, auto, fund finance, CRE) is a strong plus.</li>\n</ul>\n<ul>\n<li>Demonstrated client management experience. You&#39;ve owned client relationships , running calls, managing expectations, resolving issues , in a professional services, advisory, or platform context. You&#39;re comfortable being the face of the company to institutional investors and lenders.</li>\n</ul>\n<ul>\n<li>Strong analytical and data skills. Expert-level Excel is baseline. Comfort with SQL, Python, data pipelines, or business intelligence tools (Metabase, Tableau, etc.) is highly valued. You don&#39;t need to write production code, but you should be able to read a data schema, trace a metric back to its source field, and spot when something doesn&#39;t add up.</li>\n</ul>\n<ul>\n<li>Experience writing technical specifications or engineering handoff documents. You&#39;ve translated business requirements into structured artifacts , field mappings, data dictionaries, logic definitions, or acceptance criteria , that a technical team can execute against.</li>\n</ul>\n<ul>\n<li>Comfort with AI/LLM tooling and automation. You don&#39;t need to be an AI engineer, but you should be excited about using AI-assisted workflows to accelerate data analysis, quality checks, and specification writing. Familiarity with prompt engineering or AI copilot tools is a plus.</li>\n</ul>\n<ul>\n<li>Team supervision experience. You&#39;ve managed or coordinated the work of junior analysts, offshore teams, or cross-functional workstreams. You can set priorities, review deliverables, and maintain quality without micromanaging.</li>\n</ul>\n<ul>\n<li>Ability to operate independently in ambiguous environments. You can take a vague client request, figure out what&#39;s actually needed, scope the work, and deliver , without someone laying out every step. You handle tight timelines and competing priorities without losing quality.</li>\n</ul>\n<h4>Benefits</h4>\n<p>We offer a comprehensive benefits package that includes competitive salaries, stock options, medical, dental, and vision coverage, 401(k), short term and long term disability coverage, and flexible vacation. We have offices in Austin, TX, New York City, NY, and Salt Lake City, UT with hybrid roles based in these locations and an expectation of two days a week in office (Tuesdays and Thursdays).</p>\n<h4>Compensation</h4>\n<p>$140,000 - $160,000 dependent on multiple factors, which may include the successful candidate&#39;s skills, experience and other qualifications.</p>","enriched_at":1776527592581}],"category_normalised":[{"category":"finance","count":2},{"category":"engineering","count":2},{"category":"operations","count":1}],"velocity":{"weeks":[{"week_start":"2026-04-13","count":2},{"week_start":"2026-07-06","count":1},{"week_start":"2026-07-27","count":1},{"week_start":"2026-09-07","count":1}],"trend":"stable","wow_pct":0},"momentum":{"recent_14d":1,"prior_14d":0,"growth_pct":0,"classification":"stable"},"salary_vs_industry":{"company_median":135000,"industry_median":null,"percentile":null,"sample_size":1,"by_region":[],"transparency_pct":20,"industry_transparency_pct":0,"transparency_warning":false},"market_share":{"company_jobs":5,"industry_total":5,"share_pct":100,"rank":1,"peer_count":1},"ai_exposure":{"occupation_weighted_score":0.288,"skill_weighted_score":0,"top_exposed_titles":[],"top_exposed_skills":[]},"peer_set":[],"skills_lq":[],"geographic_shift":{"current":[{"region":"United States","count":4,"share_pct":80},{"region":"Unknown","count":1,"share_pct":20}],"emerging":[],"shrinking":[]},"seniority_anomalies":{"exec_recent_30d":0,"exec_prior_90d_avg":0,"exec_growth_pct":0,"notable_exec_hires":[]},"posting_dynamics":{"median_days_open":33,"industry_median_days_open":null,"long_open_count":2,"closure_rate_pct":70}}}}