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You’ll lead the design of the next generation of Affirm’s checkout experience and raise the bar for frontend engineering across our core checkout flows. Your goal will be to make checkout fast, clear, and reliable.</p>\n<p>Responsibilities:</p>\n<ul>\n<li>You will be responsible for setting technical strategy for your team on a year-long time scale, and help your team tie it together with critical, business-impacting projects.</li>\n<li>You will collaborate across teams in the product development lifecycle by collaborating with product management, design &amp; analytics to ensure technical sustainability, risks and trade-offs are well understood and managed.</li>\n<li>You will act as a force-multiplier for your team through your definition and advocacy of technical solutions and operational processes.</li>\n<li>You take ownership of your team’s operations and availability by ensuring you have the right monitoring, triage rotations, playbooks, policies, testing and alerting in place to support “keep the lights on” &amp; on-call efforts.</li>\n<li>You will foster a culture of quality and ownership on your team by setting code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks.</li>\n<li>You will help develop talent on your team by providing feedback and guidance, and leading by example.</li>\n</ul>\n<p>Requirements:</p>\n<ul>\n<li>You have 8+ years of experience of developing and architecting web applications using declarative UI frameworks like React or Vue.</li>\n<li>You are proficient in working with Javascript/Typescript.</li>\n<li>You have experience delivering major features, system components or deprecating existing functionality in a system through the definition of a technical and execution plan. You write high-quality code that is easily understood and used by others.</li>\n<li>You thrive in ambiguity, and are comfortable moving from low-level language idioms all the way to the architecture of large systems to understand how they work.</li>\n<li>Your growth and impact trajectory demonstrates that you have mastered gathering and iterating on feedback from your engineering and cross-functional peers.</li>\n<li>You have strong verbal and written communication skills that support effective collaboration with our global engineering team.</li>\n<li>This position requires either equivalent practical experience or a Bachelor’s degree in a related field.</li>\n</ul>\n<p>Base Pay Grade - P Equity Grade - Canada 7 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.</p>\n<p>Benefits:</p>\n<ul>\n<li>Health coverage at no cost: We cover 100% of premiums for employees and their dependents.</li>\n<li>Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.</li>\n<li>Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.</li>\n<li>Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.</li>\n</ul>","enriched_at":1793519118194},{"id":"job_2e7e7073-640","title":"Staff Software Engineer, Frontend (Decisions Orchestration)","source_url":"https://job-boards.greenhouse.io/affirm/jobs/8034825003","location":"Remote US","job_type":"full-time","experience_level":"staff","work_arrangement":"remote","category":"Engineering","description":"<p>At Affirm, we exist for the moments that matter,giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.</p>\n<p>Decisions Orchestration owns key moments in Affirm’s checkout flow, from the screens shoppers see to the behind-the-scenes downstream orchestration and state management that power them.</p>\n<p>We’re looking for a Staff Software Engineer, Frontend, to set the technical direction for this space. You’ll lead the design of the next generation of Affirm’s checkout experience and raise the bar for frontend engineering across our core checkout flows. Your goal will be to make checkout fast, clear, and reliable.</p>\n<h4>Responsibilities</h4>\n<ul>\n<li>You will be responsible for setting technical strategy for your team on a year-long time scale, and help your team tie it together with critical, business-impacting projects.</li>\n<li>You will collaborate across teams in the product development lifecycle by collaborating with product management, design &amp; analytics to ensure technical sustainability, risks and trade-offs are well understood and managed.</li>\n<li>You will act as a force-multiplier for your team through your definition and advocacy of technical solutions and operational processes.</li>\n<li>You take ownership of your team’s operations and availability by ensuring you have the right monitoring, triage rotations, playbooks, policies, testing and alerting in place to support “keep the lights on” &amp; on-call efforts.</li>\n<li>You will foster a culture of quality and ownership on your team by setting code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks.</li>\n<li>You will help develop talent on your team by providing feedback and guidance, and leading by example.</li>\n</ul>\n<h4>Requirements</h4>\n<ul>\n<li>You have 8+ years of experience of developing and architecting web applications using declarative UI frameworks like React or Vue.</li>\n<li>You are proficient in working with Javascript/Typescript.</li>\n<li>You have experience delivering major features, system components or deprecating existing functionality in a system through the definition of a technical and execution plan. You write high-quality code that is easily understood and used by others.</li>\n<li>You thrive in ambiguity, and are comfortable moving from low-level language idioms all the way to the architecture of large systems to understand how they work.</li>\n<li>Your growth and impact trajectory demonstrates that you have mastered gathering and iterating on feedback from your engineering and cross-functional peers.</li>\n<li>You have strong verbal and written communication skills that support effective collaboration with our global engineering team.</li>\n<li>This position requires either equivalent practical experience or a Bachelor’s degree in a related field.</li>\n</ul>\n<h4>Compensation</h4>\n<ul>\n<li>Base Pay Grade - P</li>\n<li>Equity Grade - USA 13</li>\n<li>Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.</li>\n<li>Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)</li>\n<li>USA base pay range (CA, WA, NY, NJ, CT): $230,000 - $290,000</li>\n<li>USA base pay range (all other U.S. states): $204,000 - $264,000</li>\n</ul>\n<h4>Benefits</h4>\n<ul>\n<li>Health coverage at no cost: We cover 100% of premiums for employees and their dependents.</li>\n<li>Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.</li>\n<li>Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.</li>\n<li>Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.</li>\n</ul>","enriched_at":1793519097821},{"id":"job_0d6cfe57-0e0","title":"Staff Software Engineer, Backend (Recoveries)","source_url":"https://job-boards.greenhouse.io/affirm/jobs/8034645003","location":"Remote Spain","job_type":"full-time","experience_level":"staff","work_arrangement":"remote","category":"Engineering","description":"<p>At Affirm, we exist for the moments that matter,giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.</p>\n<p>The Recoveries team, part of Affirm’s Repayments area, builds the platform that determines the most effective way to recover value from charged-off loans while providing the best possible customer experience.</p>\n<p>We are looking for a Staff Software Engineer to help define the technical direction of the Recoveries platform as we scale our decisioning capabilities, expand internationally, strengthen our data integrity and reconciliation foundations, and build the next generation of recovery products.</p>\n<h4>Responsibilities</h4>\n<ul>\n<li>You will be responsible for setting technical strategy for your team on a year-long time scale, and help your team tie it together with critical, business-impacting projects.</li>\n<li>You will help shape the evolution of the Recoveries platform, driving cross-team technical initiatives that optimize recovery strategies, enable flexible customer-facing experiences, and strengthen the reliability and scalability of our financial and partner integrations.</li>\n<li>You will collaborate across teams in the product development lifecycle by collaborating with product management, design &amp; analytics to ensure technical sustainability, risks and trade-offs are well understood and managed.</li>\n<li>You will act as a force-multiplier for your team through your definition and advocacy of technical solutions and operational processes.</li>\n<li>You take ownership of your team’s operations and availability by ensuring you have the right monitoring, triage rotations, playbooks, policies, testing and alerting in place to support “keep the lights on” &amp; on-call efforts.</li>\n<li>You will foster a culture of quality and ownership on your team by setting code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks.</li>\n<li>You will help develop talent on your team by providing feedback and guidance, and leading by example.</li>\n<li>On-Call Rotation - There would be an on-call rotation for this role as a requirement.</li>\n</ul>\n<h4>Requirements</h4>\n<ul>\n<li>You have a total of 8+ years of experience as a software engineer.</li>\n<li>You are proficient in designing, developing and launching backend systems at scale technologies like Python, Kotlin, AWS, MySQL, and Kubernetes.</li>\n<li>You have experience designing and operating correctness-sensitive batch, asynchronous, or data-processing systems, including scheduled workflows, backfills, reconciliation, observability, and robust failure handling.</li>\n<li>You have experience architecting solutions across complex systems and organizational boundaries, and are comfortable understanding and driving changes outside your immediate area of ownership,including across backend services and customer-facing applications,to deliver end-to-end outcomes.</li>\n<li>You have experience delivering major features, system components or deprecating existing functionality in a system through the definition of a technical and execution plan. You write high quality code that is easily understood and used by others.</li>\n<li>You thrive in ambiguity, and are comfortable moving from low level language idioms all the way to the architecture of large systems to understand how they work.</li>\n<li>Your growth and impact trajectory demonstrates that you have mastered gathering and iterating on feedback from your engineering and cross-functional peers.</li>\n<li>You have strong verbal and written communication skills that support effective collaboration with our global engineering team.</li>\n</ul>\n<h4>Compensation &amp; Benefits</h4>\n<ul>\n<li>Base Pay Grade - P</li>\n<li>Equity Grade - 6</li>\n<li>Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.</li>\n<li>Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents).</li>\n<li>In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).</li>\n<li>ESP base pay range per year: €103,000 - €139,000</li>\n<li>Additional benefits include:</li>\n<li>Flexible Spending Wallets for tech, food and lifestyle</li>\n<li>Away Days - wellness days to take off work and recharge</li>\n<li>Learning &amp; Development programs</li>\n<li>Parental benefit</li>\n<li>Employee Resource &amp; Community Groups</li>\n</ul>","enriched_at":1793519076041},{"id":"job_59e7bb51-2b4","title":"Staff Software Engineer, Backend (Recoveries)","source_url":"https://job-boards.greenhouse.io/affirm/jobs/8034647003","location":"Remote Poland","job_type":"full-time","experience_level":"staff","work_arrangement":"remote","category":"Engineering","description":"<p>At Affirm, we exist for the moments that matter,giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.</p>\n<p>The Recoveries team, part of Affirm’s Repayments area, builds the platform that determines the most effective way to recover value from charged-off loans while providing the best possible customer experience.</p>\n<p>We are looking for a Staff Software Engineer to help define the technical direction of the Recoveries platform as we scale our decisioning capabilities, expand internationally, strengthen our data integrity and reconciliation foundations, and build the next generation of recovery products.</p>\n<p><strong>Responsibilities</strong></p>\n<ul>\n<li>You will be responsible for setting technical strategy for your team on a year-long time scale, and help your team tie it together with critical, business-impacting projects.</li>\n<li>You will help shape the evolution of the Recoveries platform, driving cross-team technical initiatives that optimize recovery strategies, enable flexible customer-facing experiences, and strengthen the reliability and scalability of our financial and partner integrations.</li>\n<li>You will collaborate across teams in the product development lifecycle by collaborating with product management, design &amp; analytics to ensure technical sustainability, risks and trade-offs are well understood and managed.</li>\n<li>You will act as a force-multiplier for your team through your definition and advocacy of technical solutions and operational processes.</li>\n<li>You take ownership of your team’s operations and availability by ensuring you have the right monitoring, triage rotations, playbooks, policies, testing and alerting in place to support “keep the lights on” &amp; on-call efforts.</li>\n<li>You will foster a culture of quality and ownership on your team by setting code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks.</li>\n<li>You will help develop talent on your team by providing feedback and guidance, and leading by example.</li>\n</ul>\n<p><strong>Requirements</strong></p>\n<ul>\n<li>You have a total of 8+ years of experience as a software engineer.</li>\n<li>You are proficient in designing, developing and launching backend systems at scale technologies like Python, Kotlin, AWS, MySQL, and Kubernetes.</li>\n<li>You have experience designing and operating correctness-sensitive batch, asynchronous, or data-processing systems, including scheduled workflows, backfills, reconciliation, observability, and robust failure handling.</li>\n<li>You have experience architecting solutions across complex systems and organizational boundaries, and are comfortable understanding and driving changes outside your immediate area of ownership,including across backend services and customer-facing applications,to deliver end-to-end outcomes.</li>\n<li>You have experience delivering major features, system components or deprecating existing functionality in a system through the definition of a technical and execution plan.</li>\n<li>You write high quality code that is easily understood and used by others.</li>\n<li>You thrive in ambiguity, and are comfortable moving from low level language idioms all the way to the architecture of large systems to understand how they work.</li>\n<li>Your growth and impact trajectory demonstrates that you have mastered gathering and iterating on feedback from your engineering and cross-functional peers.</li>\n<li>You have strong verbal and written communication skills that support effective collaboration with our global engineering team.</li>\n</ul>\n<p><strong>Total Rewards</strong></p>\n<ul>\n<li>Base Pay Grade - P 365,000 zł - 485,000 zł</li>\n<li>Employees new to Affirm typically come in at the start of the pay range.</li>\n<li>Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.</li>\n<li>Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents).</li>\n<li>In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).</li>\n<li>Base pay ranges and placement within those ranges are determined based on several factors, including role, experience, and job-related skills.</li>\n<li>In addition to base pay, all employees in this role are eligible to receive equity from the parent company each year.</li>\n<li>Affirm also provides flexible spending wallets to all employees for technology and wellbeing related needs, which are reimbursable up to 1390 zł per month.</li>\n</ul>\n<p><strong>Benefits</strong></p>\n<ul>\n<li>Competitive paid time off, paid public holidays, and additional paid Away Days to rest and recharge.</li>\n<li>Comprehensive private healthcare through Lux Med&#39;s Platinum package.</li>\n<li>A MultiSport card to support your health and well-being.</li>\n<li>Learning and development programs to help you grow professionally.</li>\n<li>Family healthcare support through Maven and parental leave support through Parentaly.</li>\n<li>Mental well-being support through Lyra, including up to 12 confidential counseling or coaching sessions each year for you and your household members.</li>\n<li>Financial well-being support through Northstar, with unlimited access to Certified Financial Advisors and planning tools at no cost to you.</li>\n<li>Employee Resource Groups (ERGs) that foster connection and inclusion.</li>\n<li>Eligibility for creative tax benefits, subject to applicable law, role, and company policy.</li>\n</ul>","enriched_at":1793519055214},{"id":"job_7123574a-787","title":"Staff Software Engineer, Backend (Observability)","source_url":"https://job-boards.greenhouse.io/affirm/jobs/8040396003","location":"Remote US","job_type":"full-time","experience_level":"staff","work_arrangement":"remote","category":"Engineering","description":"<p>At Affirm, we exist for the moments that matter,giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.</p>\n<p>The Observability team builds the platform every Affirm engineer relies on to understand the behavior and performance of our systems. Our platform ingests 200+ TB/day of metrics, logs, and traces from hundreds of services across 80+ Kubernetes clusters, and when a user&#39;s checkout fails, our data is how engineers find out why.</p>\n<p>Over the next year, we’re moving to wide events, with one context-rich event per request, improving the signal-to-noise ratio to make debugging faster. We’re also introducing log sampling and building observability best practices into agentic development and code review, so that AI-assisted code is well instrumented by default.</p>\n<p>We’re looking for a Staff Software Engineer to be the technical lead for Observability. You’ll spend most of your time hands-on while defining the roadmap, driving cross-functional projects, mentoring a team of six engineers, and partnering closely with infrastructure and product teams.</p>\n<h4>Responsibilities</h4>\n<ul>\n<li>You will own the architecture of Affirm’s telemetry pipeline, balancing reliability, query performance, and cost at 200+ TB/day.</li>\n<li>You will design log sampling strategies that significantly reduce volume and cost without losing the signal engineers need during incidents.</li>\n<li>You will shape how observability fits into agentic development, so that AI coding agents and code review catch instrumentation gaps before code ships.</li>\n<li>You will be responsible for setting technical strategy for your team on a year-long time scale, and help your team tie it together with critical, business-impacting projects.</li>\n<li>You will collaborate across teams in the product development lifecycle by collaborating with product management, design &amp; analytics to ensure technical sustainability, risks and trade-offs are well understood and managed.</li>\n<li>You will act as a force-multiplier for your team through your definition and advocacy of technical solutions and operational processes.</li>\n<li>You take ownership of your team’s operations and availability by ensuring you have the right monitoring, triage rotations, playbooks, policies, testing and alerting in place to support “keep the lights on” &amp; on-call efforts.</li>\n<li>You will foster a culture of quality and ownership on your team by setting code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks.</li>\n<li>You will help develop talent on your team by providing feedback and guidance, and leading by example.</li>\n</ul>\n<h4>Requirements</h4>\n<ul>\n<li>You have 8+ years of experience designing, developing and launching backend systems at scale using languages like Python or Kotlin.</li>\n<li>You have an extensive track record of developing highly available distributed systems using technologies like AWS, MySQL, Flink and Kubernetes.</li>\n<li>You have built or operated high-volume telemetry systems (metrics, logs, and/or traces) using technologies like OpenTelemetry, Kafka, and Terraform.</li>\n<li>You have a well-informed point of view on modern observability practices such as structured and wide events, sampling, cardinality management, and SLOs.</li>\n<li>You have driven adoption of a platform standard across many engineering teams, through both tooling and engagement.</li>\n<li>You have experience delivering major features, system components or deprecating existing functionality in a system through the definition of a technical and execution plan. You write high-quality code that is easily understood and used by others.</li>\n<li>You thrive in ambiguity, and are comfortable moving from low-level language idioms all the way to the architecture of large systems to understand how they work.</li>\n<li>Your growth and impact trajectory demonstrates that you have mastered gathering and iterating on feedback from your engineering and cross-functional peers.</li>\n<li>You have strong verbal and written communication skills that support effective collaboration with our global engineering team.</li>\n<li>This position requires either equivalent practical experience or a Bachelor’s degree in a related field.</li>\n</ul>\n<h4>Benefits</h4>\n<ul>\n<li>Health coverage at no cost: We cover 100% of premiums for employees and their dependents.</li>\n<li>Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.</li>\n<li>Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.</li>\n<li>Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.</li>\n</ul>\n<h4>Salary</h4>\n<p>USA base pay range (CA, WA, NY, NJ, CT): $230,000 - $290,000 USA base pay range (all other U.S. states): $204,000 - $264,000</p>","enriched_at":1793519030518},{"id":"job_5855d1a2-70f","title":"Staff Software Engineer, Backend (Observability)","source_url":"https://job-boards.greenhouse.io/affirm/jobs/8098803003","location":"Remote Canada","job_type":"full-time","experience_level":"staff","work_arrangement":"remote","category":"Engineering","description":"<p>At Affirm, we exist for the moments that matter,giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.</p>\n<p>The Observability team builds the platform every Affirm engineer relies on to understand the behavior and performance of our systems. Our platform ingests 200+ TB/day of metrics, logs, and traces from hundreds of services across 80+ Kubernetes clusters, and when a user&#39;s checkout fails, our data is how engineers find out why.</p>\n<p>Over the next year, we’re moving to wide events, with one context-rich event per request, improving the signal-to-noise ratio to make debugging faster. We’re also introducing log sampling and building observability best practices into agentic development and code review, so that AI-assisted code is well instrumented by default.</p>\n<p>We’re looking for a Staff Software Engineer to be the technical lead for Observability. You’ll spend most of your time hands-on while defining the roadmap, driving cross-functional projects, mentoring a team of six engineers, and partnering closely with infrastructure and product teams.</p>\n<h4>Responsibilities</h4>\n<ul>\n<li>You will own the architecture of Affirm’s telemetry pipeline, balancing reliability, query performance, and cost at 200+ TB/day.</li>\n<li>You will design log sampling strategies that significantly reduce volume and cost without losing the signal engineers need during incidents.</li>\n<li>You will shape how observability fits into agentic development, so that AI coding agents and code review catch instrumentation gaps before code ships.</li>\n<li>You will be responsible for setting technical strategy for your team on a year-long time scale, and help your team tie it together with critical, business-impacting projects.</li>\n<li>You will collaborate across teams in the product development lifecycle by collaborating with product management, design &amp; analytics to ensure technical sustainability, risks and trade-offs are well understood and managed.</li>\n<li>You will act as a force-multiplier for your team through your definition and advocacy of technical solutions and operational processes.</li>\n<li>You take ownership of your team’s operations and availability by ensuring you have the right monitoring, triage rotations, playbooks, policies, testing and alerting in place to support “keep the lights on” &amp; on-call efforts.</li>\n<li>You will foster a culture of quality and ownership on your team by setting code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks.</li>\n<li>You will help develop talent on your team by providing feedback and guidance, and leading by example.</li>\n</ul>\n<h4>Requirements</h4>\n<ul>\n<li>You have 8+ years of experience designing, developing and launching backend systems at scale using languages like Python or Kotlin.</li>\n<li>You have an extensive track record of developing highly available distributed systems using technologies like AWS, MySQL, Flink and Kubernetes.</li>\n<li>You have built or operated high-volume telemetry systems (metrics, logs, and/or traces) using technologies like OpenTelemetry, Kafka, and Terraform.</li>\n<li>You have a well-informed point of view on modern observability practices such as structured and wide events, sampling, cardinality management, and SLOs.</li>\n<li>You have driven adoption of a platform standard across many engineering teams, through both tooling and engagement.</li>\n<li>You have experience delivering major features, system components or deprecating existing functionality in a system through the definition of a technical and execution plan. You write high-quality code that is easily understood and used by others.</li>\n<li>You thrive in ambiguity, and are comfortable moving from low-level language idioms all the way to the architecture of large systems to understand how they work.</li>\n<li>Your growth and impact trajectory demonstrates that you have mastered gathering and iterating on feedback from your engineering and cross-functional peers.</li>\n<li>You have strong verbal and written communication skills that support effective collaboration with our global engineering team.</li>\n</ul>\n<h4>Compensation and Benefits</h4>\n<ul>\n<li>CAN base pay range per year: $181,000 - $241,000</li>\n<li>100% subsidized medical coverage, dental and vision for you and your dependents</li>\n<li>Monthly stipends for health, wellness and tech spending</li>\n<li>Employee stock purchase plan (ESPP)</li>\n<li>Flexible time off and generous holiday calendars</li>\n</ul>","enriched_at":1793519009302},{"id":"job_9ee62a49-bdd","title":"Staff Machine Learning Engineer (Credit International ML)","source_url":"https://job-boards.greenhouse.io/affirm/jobs/8045395003","location":"Remote Poland","job_type":"full-time","experience_level":"staff","work_arrangement":"remote","category":"Engineering","description":"<p>At Affirm, we exist for the moments that matter,giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.</p>\n<p>We are looking for a Staff Machine Learning Engineer to be the technical leader building high-quality production-grade models powering credit lending decisions in countries across Europe and in Australia. You will use novel ML techniques and rich data representations to predict repayment behavior and optimize how we offer loans to our borrowers.</p>\n<p>In this role, you will help shape the future of how machine learning fuels Affirm’s global expansion. You&#39;ll partner with engineering, product, and risk leaders to design, implement, and scale advanced ML solutions that drive critical capabilities across the company. You will mentor engineers, bring clarity to complex, ambiguous problems, and contribute to a cohesive long-term ML strategy.</p>\n<h4>Responsibilities</h4>\n<ul>\n<li>You will be responsible for setting technical strategy for your team on a year-long time scale, and help your team tie it together with critical, business-impacting projects.</li>\n<li>You will collaborate with ML Platform, product, engineering, and risk leadership to shape long-term modeling capabilities needed for scalable international expansion.</li>\n<li>You will act as a force-multiplier for your team through your definition and advocacy of technical solutions and operational processes.</li>\n<li>You will foster a culture of quality and ownership on your team by setting code review and design standards.</li>\n<li>You will help develop talent on your team by providing feedback and guidance, and leading by example.</li>\n</ul>\n<h4>Requirements</h4>\n<ul>\n<li>8+ years of experience researching, designing, deploying, and operating large-scale, real-time machine learning systems. A relevant PhD can count for up to 2 YOE.</li>\n<li>Strong Python skills and experience writing production-quality code.</li>\n<li>Experience building and evaluating models for tabular classification problems (including gradient-boosted decision trees like LightGBM/XGBoost, and deep learning frameworks like PyTorch).</li>\n<li>Experience working with distributed data processing or parallel compute frameworks (e.g. Spark, Ray).</li>\n<li>Experience with ML lifecycle tooling for training orchestration, experimentation, and model monitoring (e.g., Kubeflow, Airflow, MLflow).</li>\n<li>Proficient in using AI-powered developer tools (e.g., Claude Code, Codex, Cursor) to accelerate the model development lifecycle.</li>\n<li>Strong engineering skills and the ability to provide hands-on technical leadership while working with our code and architecture.</li>\n<li>Strong verbal and written communication skills that support effective collaboration with our global engineering team.</li>\n</ul>\n<h4>Total Rewards</h4>\n<p>We believe the people building honest financial products at Affirm should share in its success. That&#39;s why our total rewards are designed to support your health, growth, financial well-being, and future.</p>\n<ul>\n<li>Base Pay Grade: 365,000 zł - 485,000 zł</li>\n<li>Equity Grade: 5 (awarded in US Dollars)</li>\n<li>Additional benefits include:</li>\n<li>Competitive paid time off, paid public holidays, and additional paid Away Days to rest and recharge.</li>\n<li>Comprehensive private healthcare through Lux Med&#39;s Platinum package.</li>\n<li>A MultiSport card to support your health and well-being.</li>\n<li>Learning and development programs to help you grow professionally.</li>\n<li>Family healthcare support through Maven and parental leave support through Parentaly.</li>\n<li>Mental well-being support through Lyra, including up to 12 confidential counseling or coaching sessions each year for you and your household members.</li>\n<li>Financial well-being support through Northstar, with unlimited access to Certified Financial Advisors and planning tools at no cost to you.</li>\n<li>Employee Resource Groups (ERGs) that foster connection and inclusion.</li>\n<li>Eligibility for creative tax benefits, subject to applicable law, role, and company policy.</li>\n</ul>","enriched_at":1793518990691},{"id":"job_954f7698-f11","title":"Software Engineer II, Fullstack (Repayment UX)","source_url":"https://job-boards.greenhouse.io/affirm/jobs/8040394003","location":"Remote Spain","job_type":"contract","experience_level":"mid","work_arrangement":"remote","category":"Engineering","description":"<p>At Affirm, we exist for the moments that matter,giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.</p>\n<p>The Repayment UX Engineering team is growing, and we&#39;re looking for a Full-Stack Software Engineer. We&#39;re a full-stack team located entirely in Europe within the same time zone, but culturally rooted in Silicon Valley. We directly improve the financial lives of over 20 million people. We build and own user journeys that enable them to pay back loans worth collectively over $40B each year. Our team exists to make these moments the most reliable and transparent in world-class consumer finance.</p>\n<p><strong>Responsibilities</strong></p>\n<ul>\n<li>With the support of your team’s tech lead and manager, you will break down larger projects into individual tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery of your work.</li>\n<li>You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design &amp; analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.</li>\n<li>You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” &amp; on-call efforts.</li>\n<li>You will contribute to a sense of community on your team by engaging in growth and development activities such as participation in the interview process.</li>\n<li>On-Call Rotation - There would be an on-call rotation for this role as a requirement.</li>\n</ul>\n<p><strong>Requirements</strong></p>\n<ul>\n<li>You have a total of 1.5+ years of experience as a software engineer.</li>\n<li>You have experience designing, developing and launching backend systems and are proficient in one of Python or Kotlin.</li>\n<li>You have experience shipping web apps using declarative UI frameworks like React or Vue.</li>\n<li>Experience developing and architecting mobile applications, preferably using declarative UI frameworks like React Native is a bonus.</li>\n<li>You are comfortable navigating a large code base, debugging others&#39; code, and providing feedback to other engineers through code reviews.</li>\n<li>You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code.</li>\n<li>Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.</li>\n<li>You have strong verbal and written communication skills that support effective collaboration with our global engineering team.</li>\n</ul>\n<p><strong>Compensation and Benefits</strong></p>\n<ul>\n<li>Base Pay Grade - L</li>\n<li>Equity Grade - Spain 3</li>\n<li>Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.</li>\n<li>Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents).</li>\n<li>In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).</li>\n<li>ESP base pay range per year: €73,000 - €109,000</li>\n</ul>\n<p><strong>Additional Benefits</strong></p>\n<ul>\n<li>Flexible Spending Wallets for tech, food and lifestyle</li>\n<li>Away Days - wellness days to take off work and recharge</li>\n<li>Learning &amp; Development programs</li>\n<li>Parental benefits</li>\n<li>Employee Resource &amp; Community Groups</li>\n</ul>","enriched_at":1793518630584},{"id":"job_ce92205a-1ea","title":"Senior Software Engineer, Fullstack (Repayments UX)","source_url":"https://job-boards.greenhouse.io/affirm/jobs/8040378003","location":"Remote Poland","job_type":"full-time","experience_level":"senior","work_arrangement":"remote","category":"Engineering","description":"<p>At Affirm, we exist for the moments that matter,giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.</p>\n<p>The Repayment UX Engineering team is growing, and we&#39;re looking for a Senior Full-Stack Software Engineer. We&#39;re a full-stack team located entirely in Europe within the same time zone, but culturally rooted in Silicon Valley. We directly improve the financial lives of over 20 million people. We build and own user journeys that enable them to pay back loans worth collectively over $40B each year. Our team exists to make these moments the most reliable and transparent in world-class consumer finance.</p>\n<p><strong>Responsibilities</strong></p>\n<ul>\n<li>You will be responsible for owning and delivering quarterly goals for your team, leading engineers on your team through ambiguity to solve open-ended problems, and ensuring that everyone is supported throughout delivery.</li>\n<li>You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design &amp; analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.</li>\n<li>You will proactively identify project, process, technology or business issues, advocate for them, and lead in solving them.</li>\n<li>You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” &amp; on-call efforts.</li>\n<li>You will foster a culture of quality and ownership on your team by setting or improving code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks.</li>\n<li>You will help develop talent on your team by providing feedback and guidance, and leading by example.</li>\n</ul>\n<p><strong>Requirements</strong></p>\n<ul>\n<li>You have 4+ years of experience of developing and architecting mobile applications, preferably using declarative UI frameworks like React Native.</li>\n<li>You have experience shipping web apps using declarative UI frameworks like React or Vue.</li>\n<li>You have experience designing, developing and launching backend systems and are proficient in one of Python or Kotlin.</li>\n<li>Experience developing and architecting mobile applications, preferably using declarative UI frameworks like React Native is a bonus.</li>\n<li>You have experience defining a technical plan for the delivery of a significant feature or system component with an elegant, simple and extensible design. You write high quality code that is easily understood and used by others.</li>\n<li>You are proficient at making significant changes in a large code base, and have developed a suite of tools and practices that enable you and your team to do so safely.</li>\n<li>Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.</li>\n<li>You have strong verbal and written communication skills that support effective collaboration with our global engineering team.</li>\n</ul>\n<p><strong>Total Rewards</strong></p>\n<p>We believe the people building honest financial products at Affirm should share in its success. That&#39;s why our total rewards are designed to support your health, growth, financial well-being, and future. In service of our mission, we reward employees through a combination of base pay, equity (from parent company), and comprehensive benefits.</p>\n<ul>\n<li>Base Pay Grade - N 308,000 zł - 428,000 zł</li>\n<li>Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.</li>\n<li>Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents).</li>\n<li>In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).</li>\n<li>Base pay ranges and placement within those ranges are determined based on several factors, including role, experience, and job-related skills.</li>\n<li>In addition to base pay, all employees in this role are eligible to receive equity from the parent company each year.</li>\n</ul>\n<p><strong>Benefits</strong></p>\n<ul>\n<li>Competitive paid time off, paid public holidays, and additional paid Away Days to rest and recharge.</li>\n<li>Comprehensive private healthcare through Lux Med&#39;s Platinum package.</li>\n<li>A MultiSport card to support your health and well-being.</li>\n<li>Learning and development programs to help you grow professionally.</li>\n<li>Family healthcare support through Maven and parental leave support through Parentaly.</li>\n<li>Mental well-being support through Lyra, including up to 12 confidential counseling or coaching sessions each year for you and your household members.</li>\n<li>Financial well-being support through Northstar, with unlimited access to Certified Financial Advisors and planning tools at no cost to you.</li>\n<li>Employee Resource Groups (ERGs) that foster connection and inclusion.</li>\n<li>Eligibility for creative tax benefits, subject to applicable law, role, and company policy.</li>\n</ul>","enriched_at":1793518624675},{"id":"job_02ca4390-80d","title":"Software Engineer II, Fullstack (Repayment UX)","source_url":"https://job-boards.greenhouse.io/affirm/jobs/8040392003","location":"Remote Poland","job_type":"full-time","experience_level":"mid","work_arrangement":"remote","category":"Engineering","description":"<p>At Affirm, we exist for the moments that matter,giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.</p>\n<p>The Repayment UX Engineering team is growing, and we&#39;re looking for a Full-Stack Software Engineer. We&#39;re a full-stack team located entirely in Europe within the same time zone, but culturally rooted in Silicon Valley. We directly improve the financial lives of over 20 million people. We build and own user journeys that enable them to pay back loans worth collectively over $40B each year. Our team exists to make these moments the most reliable and transparent in world-class consumer finance.</p>\n<p><strong>Responsibilities</strong></p>\n<ul>\n<li>With the support of your team’s tech lead and manager, you will break down larger projects into individual tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery of your work.</li>\n<li>You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design &amp; analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.</li>\n<li>You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” &amp; on-call efforts.</li>\n<li>You will contribute to a sense of community on your team by engaging in growth and development activities such as participation in the interview process.</li>\n</ul>\n<p><strong>Requirements</strong></p>\n<ul>\n<li>You have a total of 1.5+ years of experience as a software engineer.</li>\n<li>You have experience designing, developing and launching backend systems and are proficient in one of Python or Kotlin.</li>\n<li>You have experience shipping web apps using declarative UI frameworks like React or Vue.</li>\n<li>Experience developing and architecting mobile applications, preferably using declarative UI frameworks like React Native is a bonus.</li>\n<li>You are comfortable navigating a large code base, debugging others&#39; code, and providing feedback to other engineers through code reviews.</li>\n<li>You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code.</li>\n<li>Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.</li>\n<li>You have strong verbal and written communication skills that support effective collaboration with our global engineering team.</li>\n</ul>\n<p><strong>Total Rewards</strong></p>\n<p>We believe the people building honest financial products at Affirm should share in its success. That&#39;s why our total rewards are designed to support your health, growth, financial well-being, and future. In service of our mission, we reward employees through a combination of base pay, equity (from parent company), and comprehensive benefits.</p>\n<ul>\n<li>Base Pay Grade 259,000 zł - 379,000 zł</li>\n<li>Equity grade: 3 (awarded in US Dollars)</li>\n<li>New hire equity: $24,000 - $36,000 USD</li>\n<li>Annual Refresh: $7,500</li>\n<li>Flexible spending wallets to all employees for technology and wellbeing related needs, which are reimbursable up to 1390 zł per month.</li>\n<li>Comprehensive benefits, including:</li>\n</ul>\n<p>+ Competitive paid time off, paid public holidays, and additional paid Away Days to rest and recharge.   + Comprehensive private healthcare through Lux Med&#39;s Platinum package.   + A MultiSport card to support your health and well-being.   + Learning and development programs to help you grow professionally.   + Family healthcare support through Maven and parental leave support through Parentaly.   + Mental well-being support through Lyra, including up to 12 confidential counseling or coaching sessions each year for you and your household members.   + Financial well-being support through Northstar, with unlimited access to Certified Financial Advisors and planning tools at no cost to you.   + Employee Resource Groups (ERGs) that foster connection and inclusion.</p>","enriched_at":1793518611078}],"category_normalised":[{"category":"engineering","count":142},{"category":"product management","count":22},{"category":"operations","count":16},{"category":"sales","count":11},{"category":"finance","count":10},{"category":"security","count":9},{"category":"data science","count":8},{"category":"human resources","count":7},{"category":"marketing","count":5},{"category":"legal","count":3},{"category":"design","count":3},{"category":"customer service","count":2}],"velocity":{"weeks":[{"week_start":"2026-10-19","count":194},{"week_start":"2026-10-26","count":44}],"trend":"stable","wow_pct":-77},"momentum":{"recent_14d":238,"prior_14d":0,"growth_pct":0,"classification":"stable"},"salary_vs_industry":{"company_median":182880,"industry_median":null,"percentile":null,"sample_size":85,"by_region":[{"region":"Remote","company_median":182880,"industry_median":null,"sample":80},{"region":"United States","company_median":155000,"industry_median":null,"sample":4}],"transparency_pct":37,"industry_transparency_pct":0,"transparency_warning":false},"market_share":{"company_jobs":238,"industry_total":238,"share_pct":100,"rank":1,"peer_count":1},"ai_exposure":{"occupation_weighted_score":0.286,"skill_weighted_score":0.458,"top_exposed_titles":[{"title":"Staff Software Engineer, Backend (Identity International)","count":3,"score":0.288},{"title":"Senior Software Engineer, Backend (Identity International)","count":3,"score":0.288},{"title":"Senior Sales Engineer","count":3,"score":0.322},{"title":"Underwriting/Credit Model Risk Senior Manager - Machine Learning","count":2,"score":0.265},{"title":"Staff Software Engineer, Mobile (App Infrastructure)","count":2,"score":0.288},{"title":"Staff Software Engineer, Frontend (Decisions Orchestration)","count":2,"score":0.288},{"title":"Staff Software Engineer, Backend (Search)","count":2,"score":0.288},{"title":"Staff Software Engineer, Backend (Recoveries)","count":2,"score":0.288},{"title":"Staff Software Engineer, Backend (Observability)","count":2,"score":0.288},{"title":"Staff Software Engineer, Backend (Ledger Engineering)","count":2,"score":0.288}],"top_exposed_skills":[{"skill":"Deep Learning","count":4,"score":0.461},{"skill":"Ray","count":5,"score":0.461},{"skill":"XGBoost","count":5,"score":0.461},{"skill":"Kubeflow","count":5,"score":0.461},{"skill":"PyTorch","count":4,"score":0.461},{"skill":"LightGBM","count":4,"score":0.461},{"skill":"MLflow","count":4,"score":0.461},{"skill":"CatBoost","count":3,"score":0.46},{"skill":"Dask","count":3,"score":0.46},{"skill":"Threat Modeling","count":3,"score":0.427}]},"peer_set":[],"skills_lq":[],"geographic_shift":{"current":[{"region":"Remote","count":230,"share_pct":96.6},{"region":"United States","count":7,"share_pct":2.9},{"region":"United Kingdom","count":1,"share_pct":0.4}],"emerging":[{"region":"Remote","recent_30d":230,"prior_30d":0,"growth_pct":100},{"region":"United States","recent_30d":7,"prior_30d":0,"growth_pct":100}],"shrinking":[]},"seniority_anomalies":{"exec_recent_30d":11,"exec_prior_90d_avg":0,"exec_growth_pct":100,"notable_exec_hires":[{"title":"Senior Director, Revenue Marketing Services","location":"Remote US","posted_at":"2026-10-26"},{"title":"Senior Director, Product Management (Post-Purchase Experiences and Platforms)","location":"Remote US","posted_at":"2026-10-26"},{"title":"Senior Director, Product Management (Card)","location":"Remote US","posted_at":"2026-10-26"},{"title":"Director, Product Management (Shopping & Offers)","location":"Remote US","posted_at":"2026-10-25"},{"title":"Director, Platform Sales","location":"Remote US","posted_at":"2026-10-25"}]},"posting_dynamics":{"median_days_open":7,"industry_median_days_open":null,"long_open_count":0,"closure_rate_pct":10}}}}